Calculators

Plan Your Property Journey

Use our free calculators to estimate your borrowing power, repayments, and costs. These are estimates only — book a free consultation for your exact numbers.

Estimates based on a standard serviceability assessment. Lenders apply their own criteria and a buffer rate (typically +3%). Results are indicative only.

Estimated Borrowing Power
$0
Maximum estimated loan amount
Combined annual income
Monthly repayment capacity
Estimated monthly repayment
Loan term

Want to know your exact borrowing power? Talk to Suraj for a free assessment.

Get Free Assessment

Calculations assume a fixed rate for the full loan term. Actual repayments may vary with rate changes.

Monthly Repayment
$0
Per month (Principal & Interest)
Weekly repayment
Fortnightly repayment
Total interest payable
Total amount repaid

We can find you a lower rate and save you thousands in interest.

Find a Better Rate

Stamp duty rates are indicative and based on 2024-25 rates. Concessions and exemptions vary. Always verify with your solicitor or state revenue office.

Estimated Stamp Duty
$0
Government transfer duty
Property price
Stamp duty
Transfer & legal (est.)
Total upfront costs (est.)

First home buyers may qualify for stamp duty exemptions. Ask Suraj.

Check My Eligibility

Based on fixed rate and consistent repayments. Making extra repayments significantly reduces your loan term.

Time to Repay
0 yrs
At current repayment amount
Minimum repayment (30yr)
Your monthly repayment
Time saved vs 30 years
Interest saved

Want to pay off your loan faster? We'll structure it right from day one.

Talk Strategy
Loan A — Current
Loan B — New Rate
Monthly Savings
$0
By switching to the lower rate
Loan A monthly repayment
Loan B monthly repayment
Annual savings
Total savings over term

We can refinance you to a better rate — often within 2 weeks.

Start Refinancing

Assumes offset balance remains constant. In practice, your savings grow as you add to your offset account.

Monthly Interest Saving
$0
From your offset account
Without offset (monthly)
With offset (monthly)
Annual interest saving
Total interest saved (term)

An offset account can save you tens of thousands. Ask us how to set one up.

Learn More
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